Terms & Conditions
Last updated: June 2025
Binding agreement
These Terms and Conditions form a legally binding agreement between you and Overlay. By accessing this website or engaging any of our services, you confirm that you have read, understood, and agreed to be bound by these terms.
If you do not accept these terms, please discontinue use of this website. These conditions apply in addition to any separate service agreement entered into between you and Overlay.
1. User obligations and conduct
1.1 Lawful use — You agree to use this website and any associated services only for purposes that are lawful, ethical, and consistent with these terms.
1.2 Prohibited activities — You must not engage in any activity that disrupts, damages, or interferes with the website or its underlying infrastructure. This includes, but is not limited to, uploading malicious code, attempting unauthorised access, or using the site to conduct fraud.
1.3 Content guidelines — Any information you submit through this site must be accurate, lawful, and not infringe on the rights of any third party. You are solely responsible for the content you share with us.
1.4 Age requirements — This website is intended for users aged 18 and over, or the age of legal majority in your jurisdiction if higher. By using this site, you confirm that you meet this requirement.
1.5 Third-party interactions — Any transactions or dealings you have with third parties found through or linked from this website are entirely between you and that third party. Overlay is not responsible for any loss or damage arising from such interactions.
2. User responsibilities
2.1 Legal compliance — You are responsible for ensuring that your use of our services complies with all applicable laws and regulations in your jurisdiction.
2.2 Indemnification — You agree to indemnify and hold harmless Overlay from any claims, losses, or damages arising from your breach of these terms, your misuse of the website, or your violation of any third-party rights.
2.3 Data and privacy — Any personal data submitted through this site is handled in accordance with our Privacy Policy. You are responsible for ensuring that any data you share about third parties has been shared with their knowledge and consent.
2.4 Project materials — When engaging our services, you are responsible for providing accurate project information. Overlay is not liable for errors in deliverables that result from incomplete or incorrect information supplied by you.
3. Disclaimers and limitations of liability
3.1 No warranty — This website and all content on it are provided "as is" without warranty of any kind, express or implied. Overlay does not warrant that the site will be error-free, uninterrupted, or free from viruses or other harmful components.
3.2 Service outcomes — Our services provide professional assessment, prototyping, and refinement. We do not guarantee any specific outcome, market result, or commercial success from acting on our deliverables.
3.3 Limitation of liability — To the fullest extent permitted by law, Overlay's total liability for any claim arising from use of this website or our services shall not exceed the amount paid for the specific service in question.
3.4 Consequential damages — Overlay shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, business interruption, or data loss, even if we have been advised of the possibility of such damages.
3.5 Force majeure — Overlay will not be held liable for delays or failures in performance caused by circumstances beyond our reasonable control, including natural events, infrastructure failures, or other unforeseen disruptions.
4. Legal information and dispute resolution
4.1 Governing law — These terms are governed by and construed in accordance with applicable law. Any disputes will be subject to the exclusive jurisdiction of the relevant courts.
4.2 Dispute resolution — In the event of a dispute, both parties agree to first attempt resolution through direct communication. If that fails, disputes may be referred to mediation before any formal legal proceedings are initiated.
4.3 Severability — If any provision of these terms is found to be unlawful, void, or unenforceable, that provision will be deemed severable and will not affect the validity and enforceability of the remaining provisions.
4.4 Entire agreement — These terms, together with any specific service agreement, constitute the entire agreement between you and Overlay with respect to your use of this website and services.
4.5 Modifications — Overlay reserves the right to update these terms at any time. The revised date will be noted at the top of this page. Continued use of the site after changes constitutes acceptance.